Finally! You no longer need equity to refinance for a better rate...
CURRENTLY EMPLOYED AT
NMLS 243082 DRE 01122665 DOC 603EO9
Chasity Goodson
DRE License # 01877009
NMLS License # 317122
4825 Calloway Dr Suite H-101
Bakersfield, CA 93312
Phone: 661-324-2525
For the past 5 years some of you have probably

  • ​Seen your property values decline up to 50%.
  • ​Met a few new ​ neighbors with mortgage payments half of what you're paying for a similar home. ​​​
  • ​Heard of people modifying to lower their payments after your bank told you "NO"
  • ​​Watched rates drop to the lowest you've ever seen them only to be told that you can't take advantage of because you owe too much on your home.​​

I've seen it, you've seen it but now you can finally qualify for today's mortgage rates no matter how far underwater you are. There is a product called HARP and it stands for Home Affordable Refinance Program. There are very few  requirements to qualify and best of all NO INCOME LIMITS. This isn't another program to help out those experiencing hardship. The program isn't new, it actually began in 2009 however there was a limit to how upside down you could be and most people in Kern County did not qualify. I'm so thrilled to have this program available to help people reduce their rates and save $100's every month.


No Equity? No Problem. It works just like a normal refinance. It is NOT a loan modification.

Call today at 661-343-8469 to confirm your eligibility and receive a FREE personalized Interest Savings Analysis and Credit Report when you call.​